Independent Legal Advice

How much does independent legal advice (ILA) cost?

There are no hidden or extra charges—just straightforward, professional service delivered when you need it.

Personal Guarantees

Personal guarantees are required when an individual agrees to be personally responsible for a loan or financial obligation taken by another person or business. This is often demanded by banks or lenders when extending credit to small businesses.

Mortgages & Equity Release

Independent legal advice is required when mortgage lenders request it before granting a loan, particularly for equity release schemes where homeowners unlock their property's value.

Transfers of Equity

Transfers of equity require independent legal advice when ownership of a property changes hands, typically among family members or when an individual is added or removed from the property title.

Occupier’s Consent Forms

These forms are required when a non-owner resides in a mortgaged property. They ensure the occupier acknowledges they have no rights to the property if repossession occurs.

Business Loans & Director’s Personal Guarantees

Independent legal advice is needed when company directors personally guarantee business debts, providing extra assurance to lenders about their commitment.

Settlement Agreements (Employment Law)

Required for employees waiving legal claims against employers in return for a financial settlement, ensuring both parties understand the agreement's finality.

Cohabitation & Separation Agreements

These agreements are essential for protecting the financial interests of unmarried couples, clarifying rights and responsibilities if the relationship ends.

Prenuptial & Postnuptial Agreements

Such agreements protect assets before or during marriage, providing clarity and reducing conflicts in case of divorce.

Deed of Guarantee (Tenancy Agreements)

Tenants often need guarantors to secure rental agreements, ensuring landlords can recover unpaid rent or damages.

Family Gifts for Property Purchases

Clarifies whether contributions for property purchases are gifts or loans, impacting tax and inheritance considerations.

Pricing options

Whether you’re in a rush to get your documents signed or have a little more time to plan, we have an option that fits

Elite Plan

£ 700

Per person

Appointments within 3 – 12 hours

Appointments from 8 AM – 8 PM, Monday – Saturday

For urgent matters, when time is of the essence

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Premier Plan

£ 500

Per person

Appointments within 14 – 24 hours

Appointments from 8 AM – 8 PM, Monday – Saturday

For those who want a quick turn around

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Standard Plan

£ 350

Per Person

Appointments within 1 – 3 days

Appointments from 9 AM – 6 PM, Monday – Friday

For those with time on their hands

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Basic Plan

£ 250

Per person

Appointments from 3 days, or later

Appointments from 10 AM – 5:30 PM, Monday – Friday

For those who wish to save

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